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Preferred Lenders:
What You Should Bring to Loan Application:
* Your pay stubs for the last month.
* Your W-2s for the last two years.
* Your 2 most recent monthly bank statements (all pages).
* Your most recent investment statements (all pages).
* Clear copy of your current driver's license.
Example of Closing Costs When Purchasing a Home:
(For a Convential Loan, Assuming Typical Appraisal & Credit Costs - This is only an example.)
Lender's Fees:
Processing Fee: $195
Flood Determination: $17
Tax Service Fee: $61
Third Party Costs:
Closing Fee: $150
Appraisal Fee: $275
Credit Report: $35
Recording Fees: $90
Warranty Deed Recording: $30
Assignment Fee: $30
Base Closing Costs: $883
Additional items due at closing:
Title Insurance: Varies depending on your Title Company and the home you are purchasing.
Prepaid Interest: 0-30 days depending on the day of the month your loan closes.
12 Month Homeowners Insurance Premium: You choose your own Insurance Carrier.
Escrow Setup: Individually estimated to make sure there is enough in your account to pay for your taxes and insurance when they come due.
Survey: A survey may be required, typically needed for new construction or properties with acreage.
Inspections: Any home, termite or other inspections you choose to have for the home can sometimes be paid for at closing, depending on the inspection company you choose.
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Murney Asssociates, Realtors is a proud member of the Leading Real Estate Companies of the World™, which is comprised of the best-known local and regional independent real estate names in the business, with annual sales of over $400 billion, more than any other residential real estate organization. |
Contact Ricquel:
Ricquel Tennis
Murney Associates, Realtors
620 W Republic Road * Springfield, MO 65807
Mobile: 417-830-4620 * Office: 417-882-6222
Direct: 417-879-7153 * Fax: 417-882-7653
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Awarded Top 10% in the Nation for Consumer Satisfaction by the Internet Consumer Group
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